Dealing with the Disadvantages of Homeschooling Part 2

cost of homeschooling homeschooling parenting time management Sep 24, 2023

Dealing with the cost of Home Schooling (Financial and Time Management): Dealing with disadvantages part 2

Homeschooling is a path that offers personalized, Word-focused education and flexibility, but like any journey, it comes with its own set of costs. From curriculum expenses to potential income changes, homeschooling involves financial considerations that require thoughtful planning. Let’s explore the financial aspects of homeschooling and how to manage our time spent on schooling, weaving in insights from the Scriptures to guide us through these challenges.


Direct Costs: Stewardship of Resources

Proverbs 27:23 (TLV) - "Know well the condition of your flocks, and pay attention to your herds."

Just as a shepherd tends to their flock, parents are entrusted with the care and education of their children. This includes being mindful of the resources spent on materials and curriculum. While investing in quality education is important, it's wise to research and make informed decisions that align with both your financial means and your child's learning needs.



  1. Prioritize stewardship by seeking out budget-friendly curriculum options without compromising on educational quality. Speak to other homeschoolers in your fellowship, or join our homeschoolers group, here in TRK, on their experiences or budget-friendly resources.
  2. Embrace the practice of being content with what you have, avoiding unnecessary expenses. Hebrews 13:5 (TLV) - "Keep your lifestyle free from the love of money, and be content with what you have. For God Himself has said, 'I will never leave you or forsake you.' I have found that practicing gratefulness helps in times when I start feeling unsatisfied with my life.  The “Hey girl” journal can be a wonderful aid as a gratitude journal. 

Loss of Income: Trusting in Providence

Proverbs 3:5-6 (TLV) - "Trust in Adonai with all your heart, lean not on your own understanding. In all your ways acknowledge Him, and He will make your paths straight."


For parents contemplating leaving a job to homeschool, it's a leap of faith. Trusting in Adonai's provision is essential. Before making such a decision, deeply consider the financial implications and seek guidance through prayer and wise counsel. Remember that the path you choose is an acknowledgment of Adonai's leading in your family's journey.



  1. Seek Adonai's guidance through prayer and seek advice from trusted mentors or advisors. James 1:5 (TLV) - "But if any of you lacks wisdom, let him ask of God, who gives to all generously and without reproach, and it will be given to him."
  2. Explore alternative work arrangements or opportunities that allow you to balance both homeschooling and income. If possible, speak to your employer about the possibility to work remotely, or hours that will allow for time to home school.


Supplementary Expenses: Prioritizing Wisely

Supplementary expenses can enrich your homeschooling experience, but it's important to prioritize wisely. Seek Adonai’s kingdom first in your choices and weigh the value of each expense against its impact on your child's education and your family's financial stability. 


  1. Prioritize spending on activities that align with your educational goals and faith values: 

Bible-Based Curriculum: Invest in curriculum materials that not only cover standard subjects but also integrate your faith values. Look for resources that incorporate biblical principles, stories, and teachings, so your children's education aligns with your faith.

Service Projects: Allocate resources to engage in service projects that reflect your faith values. Choose activities that teach compassion, empathy, and the importance of helping others, while also providing valuable learning experiences.

Field Trips with a Purpose: Plan field trips to places that align with your educational goals and faith values. For example, visiting historical sites related to biblical history or science museums that explore God's creation can be both educational and spiritually enriching.


  1. Explore creative ways to incorporate learning experiences that don't strain your budget:

Nature Walks and Observation: Take advantage of your local parks and natural surroundings. Engage in nature walks to learn about plants, animals, and ecosystems. Create a nature journal to document observations and encourage creativity.

Cooking as Science: Turn cooking into a learning experience. Explore the science behind cooking processes, measurements, and nutrition. Research recipes from different cultures to incorporate geography and cultural understanding.

Library Resources: Utilize your local library as a treasure trove of free educational resources. Borrow books, DVDs, and participate in library-sponsored workshops or reading challenges to enhance your homeschooling journey.

Online Learning Platforms: Explore reputable online platforms that offer free or affordable educational courses. Websites provide lessons in various subjects and languages.

DIY Science Experiments: Conduct science experiments using household items. This not only saves money but also fosters curiosity and critical thinking. There are numerous online resources with simple and engaging experiments for various age levels.


By combining your educational goals and faith values with creative approaches, you can create a meaningful and enriching homeschooling experience without putting excessive strain on your budget. Remember, the key is to be intentional and resourceful in your planning.

Time-Intensive Commitment: Finding Balance

Ecclesiastes 3:1 (TLV) - "For everything there is a season and a time for every activity under heaven."

The time commitment required for homeschooling can be demanding. Strive to find a balance between dedicating time to your children's education and taking care of your own well-being. Embrace the understanding that there are different seasons in life, and by finding balance, you can sustain your commitment to both homeschooling and other responsibilities.




  1. Establish a daily schedule that includes dedicated time for teaching, self-care, and spiritual growth. Plan your schedule that will allow you to “buy” back some of your time. Ephesians 5:15-16 (TLV) - "Therefore, pay careful attention to how you walk—not as unwise people but as wise. Make the most of your time, because the days are evil."
  2. Embrace each season, recognizing that there are times for intense involvement and times for rest.

Homeschooling is a journey marked by diverse seasons, each bringing its own challenges and rewards. Just as the natural world experiences changing seasons, so too does your homeschooling experience. One crucial aspect of successful homeschooling is recognizing that there are times for intense involvement and times for rest. This balance is essential for maintaining your own well-being and sustaining a healthy and effective educational environment for your children.


  1. Seasons of Intense Involvement:


During these periods, your homeschooling efforts are focused, robust, and deeply engaged. These seasons often coincide with the start of the academic year, new topics of study, or projects that require concentrated effort. During these times:


Set Clear Goals: Define specific educational objectives for the period. Identify what you want to accomplish and set measurable goals for both you and your children.


Structured Routine: Create a structured daily routine that outlines learning hours, breaks, and other activities. This helps maintain consistency and keeps everyone on track.


Hands-On Projects: Engage in hands-on projects that require extended involvement. Dive into science experiments, creative writing projects, or in-depth research.


  1. Seasons of Rest:


These are essential intervals when you intentionally step back from the intense routine to recharge and rejuvenate. It's important to recognize that rest is not a sign of slacking off but a valuable component of the homeschooling journey. During these times:


Flexible Learning: Embrace a more flexible approach to learning. Allow for spontaneous exploration and learning opportunities based on your child's interests.


Unstructured Time: Provide your children with unstructured time for independent exploration and self-directed learning. This fosters independence and creativity.


Family Bonding: Use this time to strengthen family bonds. Engage in activities that promote connection, such as game nights, outdoor adventures, or shared reading.


Personal Renewal: Dedicate time to your own personal growth and interests. Pursue hobbies, engage in self-care, and seek out opportunities for spiritual and emotional renewal.


  1. Achieving Balance:


Balancing intense involvement and rest is a dynamic process. It involves tuning in to the needs of your family and being attuned to the ebb and flow of the homeschooling journey. Communication is key:


Family Discussions: Involve your children in discussions about the upcoming season. Explain the need for balance and involve them in setting expectations.


Flexibility: Be open to adjusting your approach as needed. If you sense burnout or disinterest, it may be time to transition from an intense phase to a restful one.


Homeschooling presents its challenges, but with guidance from the Scriptures, we can navigate these challenges with wisdom and faith. Just as Adonai provides for the sparrows (Matthew 6:26), He cares for your family's journey, including the financial aspects of homeschooling. By approaching these challenges with stewardship, trust, prioritization, and balance, you can create a fulfilling homeschooling experience that aligns with both your believe in Yashua and your financial reality that will allow for time in your schedule.



The cost of homeschooling is paid for not only with finances but also with our time. Through Prayer and guidance from fellow homeschoolers the cost does not have to be as high. Above all remember that:

Colossians 3:23-24 (TLV) - "Whatever you do, work heartily, as for the Lord and not for men, knowing that from the Lord you will receive the inheritance as your reward. You are serving the Lord Messiah."

Use COUPON CODE: "2023" AND GET 50% OFF YOUR FIRST MONTH! Then $19.99/month. Cancel Anytime


Stay connected with teachings, news and updates!

Join our mailing list to receive the latest news and updates from our team.
Don't worry, your information will not be shared.

We hate SPAM. We will never sell your information, for any reason.